Flood Insurance For Your Second Home By The Water

Buying a second home may be one of the most exciting and rewarding things for any person. Having a private place to relax and de-stress is a dream for most of us.  A place where you can lounge and throw all your cares away sounds like heaven. There is no better location to call your second home than a place near the water. Ponds, lakes and the ocean can give great views. It can also make exciting adventures, and the best summers.

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Flood Insurance Myths Most Americans Believe

Whenever there is a flash flood in your area, a potential flood insurance claim may arise. Lots of homeowners don’t think that floods will affect their property until it is too late. In the past 10 years, all fifty of the United States experienced floods. Some of the events even led to damage that amounted to billions of dollars. The worst thing about this is that a lot of the people who suffered damage did not get flood insurance coverage.

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Common Flood Insurance Myths People Mistake for Fact

Whenever there is a flash flood on the road, you have a potential flood insurance claim. Lots of homeowners don’t think that flooding will affect their property. Yet, in the past five years, all 50 states experienced a flood. Unfortunately, statistics show that the majority of people affected by these floods did not have flood insurance.

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5 Easy Ways to Reduce Flood Damage Risk to Your Home

Here at NoBSFloodInsurance.com we we see a lot of flood insurance claims being made. While we’re glad that our customers are taken care of with the protection we helped them choose, using your flood insurance is no replacement for preventing flood damage to begin with. Here’s 5 easy ways to reduce the risk of flood damage to your home
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What do I need to know before buying Flood Insurance?

When most homeowners think about flood insurance they think about a wall of water rushing through the home carrying away all your belongings into the street which has now become a river. The reality is that flood damage more frequently results from as little as an inch of water.

A flood can happen at any time and often comes at the most unexpected moment. And since here in the U.S. you need to purchase flood insurance 30 days before the policy goes into effect before you think you need it.

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Why is Flood Insurance Excluded From Most Homeowners Insurance Policies?

According to the National Associate of Insurance Commissioners, 33% are under the impression that flood damage is covered by homeowners insurance. However this is not the case! Since floods nearly every property is potentially at risk for flood damage and it can be extermely expensive it brings up the obvious question, why?

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Preferred Risk Vs. Standard Risk Flood Insurance – FAQs

We field a lot of great questions about flood insurance related to the differences between Preferred Risk and Standard Flood policies so we figured it be helpful to compile them all into one blog post. Here are the most frequently asked questions we get about Preferred Risk and Standard Flood Insurance: Continue reading “Preferred Risk Vs. Standard Risk Flood Insurance – FAQs”

5 Lies You’ve Been Told About Flood Insurance

There’s a lot of misinformation out there about all types of insurance and flood insurance is no exception. Flood insurance is different from most other types of insurance in many different ways and that lends itself to common misunderstandings that have a tendency to spread like floodwater. (please excuse the pun). Here are 5 of the biggest lies you’ve been told about flood insurance:

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