Why is Flood Insurance Excluded From Most Homeowners Insurance Policies?

According to the National Associate of Insurance Commissioners, 33% are under the impression that flood damage is covered by homeowners insurance. However this is not the case! Since floods nearly every property is potentially at risk for flood damage and it can be extermely expensive it brings up the obvious question, why?

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Preferred Risk Vs. Standard Risk Flood Insurance – FAQs

We field a lot of great questions about flood insurance related to the differences between Preferred Risk and Standard Flood policies so we figured it be helpful to compile them all into one blog post. Here are the most frequently asked questions we get about Preferred Risk and Standard Flood Insurance: Continue reading “Preferred Risk Vs. Standard Risk Flood Insurance – FAQs”

5 Lies You’ve Been Told About Flood Insurance

There’s a lot of misinformation out there about all types of insurance and flood insurance is no exception. Flood insurance is different from most other types of insurance in many different ways and that lends itself to common misunderstandings that have a tendency to spread like floodwater. (please excuse the pun). Here are 5 of the biggest lies you’ve been told about flood insurance:

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